Unlocking Real AssetValue for Everyone

Over $150B in real-world assets — real estate, sovereign bonds, cultural heritage — building a next-generation financial ecosystem powered by AI and blockchain.

With 1:1 issuance of company shares and tokens, rises in company value are directly reflected in higher returns for both stock and STO tokens.

$150B+

Asset Value Held

157

Global Network Countries

$1B

Paid-in Capital

14

Core Asset Portfolios

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Ecosystem

Designing the Future of Finance

A three-pillar ecosystem unifying asset tokenization, distributed AI, and cross-border commerce.

STO Platform

Tokenize real assets including real estate, sovereign bonds, and cultural assets. We implement token value appreciation through 1:1 issuance of company shares and STO tokens, while smart-contract automation enables quarterly yield distribution to token holders.

AI Infrastructure

Three-layer distributed AI stack: GPU network, data marketplace, and no-code AI builder. Contributors can earn rewards for resource participation.

Cross-border Commerce

AI chatbot-powered global commerce connects Korean products to 157 markets. A unified points system bridges the real and token economies.

Differentiators

Why YOU&I

Not platform-first or broker-first. Asset owners directly tokenize real-world value.

01

Direct Asset Ownership

Unlike pure platform operators, YOU&I Holdings directly owns a KRW 200T+ asset base, enabling owner-led tokenization.

02

Diversified Portfolio

Real estate, sovereign bonds, cultural assets, energy, and mobility. Fourteen core assets reduce cross-sector concentration risk.

03

Global Distribution

157-country WMU network plus 550K influencers and 70M World Chinese Merchants Association channels for Day 1 global reach.

04

Capital Independence

Backed by USD 1B paid-in capital and a JPMorgan Chase Bank primary relationship, without dependence on venture funding.

Like corporate shares and issued STO tokens with 1:1 collateralization, and like the company's stock reflecting asset value, • token value appreciation is also directly reflected in proportion to the underlying tangible and intangible assets, rights, and earnings.Like corporate shares and issued STO tokens with 1:1 collateralization, and like the company's stock reflecting asset value, • token value appreciation is also directly reflected in proportion to the underlying tangible and intangible assets, rights, and earnings.Like corporate shares and issued STO tokens with 1:1 collateralization, and like the company's stock reflecting asset value, • token value appreciation is also directly reflected in proportion to the underlying tangible and intangible assets, rights, and earnings.

Global Network

Unrivaled Network

A global network built through WMU over 36+ years — infrastructure competitors cannot replicate.

0

Countries with WMU organizing committees

0K+

Global influencer network

0M+

World Chinese Merchants Association members

Worldwide members of diverse cooperatives

Bunhwa World Buddhist Culture

Tokenomics

YIHX Token

A hybrid token backed by real-world asset value (utility + security), powering the full ecosystem.

Token Name

YOU&I (YIHX)

Base Chain

ERC-20 -> BEP-20

Token Type

Hybrid (Utility + Security)

Dedicated Wallet

YIHX-Wallet

Initial Circulation

About 7% at TGE

Core Utilities

Staking · Governance · Commerce · AI

YIHX

YOU&I TOKEN

Platform 50%

Ecosystem 40%

Team 5%

Marketing 3%

Liquidity 2%

Roadmap

Phase 6~7

Q1-Q2

Real Asset Infrastructure

Break ground on Saipan (KRW 1.5T) and Philippine resort complexes; execute STO Series 2 backed by 14 core real-world assets.

Q3

Regional & Governance Expansion

Expand STO services to APAC markets including Singapore; initiate DAO transition process.

Q4

Global Ecosystem Completion

Launch integrated financial platform backed by $150B+ asset portfolio; complete full DAO transition and onboard new asset classes.

Join the Future of Asset Ownership

Discover how YOU&I connects real-world assets with blockchain technology in our whitepaper.

Read Whitepaper View Pricing